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Sterling Bank USSD Codes

Option
USSD Code
Start
*822#
BVN
*565*0#
Transfer to Sterling Bank
*822*Amount*Account Number#
Check Balance
*822*6#
Pay Bills
*822*BillerCode*UniqueCode*Amount#
Change PIN
*822#, select Pin Reset
Freeze/Block Card
*822*19#
Airtime Self
*822*Amount#
Pay Merchant (Checkout)
*822*28*Amount*Merchant Code#
LCC toll fees
*822*15#
Airtime (Others)
*822*Amount*Phone Number#
Coral Pay Merchants
*822*000*RefNo#
MCash Merchants
*822*22*Sellercode*Amount#
Transfer to Other Banks
*822*Amount*Account Number#
Account Opening
*822*7#
Check Account Number
*822*8#
Cardless Withdrawal
*822*42#

A Brief History of Sterling Bank

Sterling Bank, established in Nigeria in 1960, has evolved into one of the country’s most innovative and customer-focused financial institutions. Originally founded as Nigeria Acceptances Limited (NAL), the bank has undergone significant transformations, rebranding as Sterling Bank in 2006 after a series of strategic mergers.

Today, Sterling Bank is renowned for its commitment to innovation, sustainability, and customer-centric banking solutions. The bank operates across key sectors such as health, education, agriculture, renewable energy, and transportation, aligning its operations with Nigeria’s broader development goals. Sterling Bank’s dedication to leveraging technology and fostering financial inclusion has made it a trusted partner for millions of Nigerians.

Sterling Bank USSD Code - The Service

One of Sterling Bank’s key digital innovations is its USSD code banking service, designed to provide customers with a seamless and accessible way to manage their finances. The USSD code, *822#, enables users to perform a wide range of banking transactions directly from their mobile phones, even without internet connectivity.

This service is particularly crucial in Nigeria, where mobile phone usage is high, but internet access can be inconsistent. With the *822# code, customers can check their account balances, transfer funds, pay bills, purchase airtime, and even open new accounts with ease. The service is designed to be user-friendly and accessible to everyone, ensuring that customers can conveniently manage their financial affairs, regardless of their location or technological proficiency.

Sterling Bank’s USSD service plays a vital role in its mission to promote financial inclusion and accessibility across Nigeria. By offering a platform that works on any mobile device, the *822# code empowers individuals in both urban and rural areas to access essential banking services.

The bank is committed to continuously improving and updating its USSD platform to meet the evolving needs of its customers, ensuring that it remains secure, efficient, and easy to use. Through innovative solutions like the USSD banking service, Sterling Bank reinforces its commitment to making banking more inclusive, convenient, and sustainable, contributing to the overall financial empowerment of Nigerians.