Accept Payments From Anyone

Even if they don’t have Naira

Mular helps businesses receive Naira from users that have stablecoins, crypto or USD

No P2P
No chargebacks
No complicated crypto process

Available for businesses solving everyday problems

Your business accepts Naira, but...

Not everyone has Naira

Your business account accepts Naira bank transfers of all types

Cards
Bank Transfers
QR Codes
USSD

Yet…some customers still can’t pay you.

Especially
Freelancers earning in
USD or Stablecoins
Nigerians earning in foreign currency
Diaspora Nigerians
visiting home
“IJGBs” back for Detty December
Crypto & Forex traders
Individuals earning outside the traditional banking system
Pay with Crypto
Powered by Mular

The customers already exist

Crypto Stats

Over $92 billion

was processed by Nigerians through crypto last year alone.

26.3 million Nigerians

already use crypto. That’s roughly 1 in 8 Nigerian adults.

No. 2 Globally

Nigeria ranks #2 globally in crypto adoption
Diaspora Stats
Nigerians based abroad spent $38.5 million during Detty December in Nigeria in December 2024 alone
3:51 PM · 18 Jan 2025
Stylized white letter M made of three rounded vertical shapes on a black background.

The money is already moving.
Your business simply needs a way to collect it as Naira.

Introducing Mular
We help businesses collect Naira payments from customers who don’t have Naira.
Your customers can pay in USD or crypto.
Your business instantly receives as Naira.
Mular handles the
conversion automatically
USD & Crypto → Naira in 10 seconds ⚡
(No 45-minute P2P or 7-hour ACH delays)

How it Works

Pay with Mular

01

They Scan the QR Code

Customers who are about to pay, and have crypto or USD, scan the QR code.

02

They Pay in Crypto

They send stablecoins or crypto (Eg; Bitcoin) from any crypto app they already have

03

You receive in Naira

The Naira equivalent gets settled in your bank account, in less than 2 minutes

Useful for businesses like

Automobile Shops
Car
₦65,700,000
Success
Aug 12 at 3:45 PM
Grocery Stores & Supermarkets
Monthly Shopping
₦32,945
Success
Jan 23 at 7:45 PM
Hotels & Beach Houses
3 Nights
₦930,000
Success
Aug 12 at 3:45 PM
Clubs & Bars
Table Reservations
₦5,000,000
Success
Jul 29 at 1:02 AM
Restaurants & Lounges
Girls Night Out
₦89,780
Success
Aug 12 at 3:45 PM
Church Offering & Tithe
For Building Project
₦750,000
Success
Aug 12 at 3:45 PM
Betting Accounts
Sure Odds
₦100,000
Success
Sep 1 at 1:45 PM
Grill Joints
Chicken Breasts
₦75,000
Success
Aug 12 at 3:45 PM
Uber & Bolt
Trip Fare
₦16,750
Success
Sep 1 at 1:45 PM
Gadget Stores
New iPhone
₦1,201,750
Success
Dec 12 at 3:45 PM
For businesses solving everyday problems

Built for the modern African business

Working with partners that process
Over
$10m /day
WITH OVER
100k users

Got questions?

We've got answers.

FAQs
Pay with Mular
Popular
How does Pay with Mular work?

Customers scan a QR code or open a payment link, pay with crypto, and your business receives Naira. The whole thing takes about 2 minutes.

Do customers need the Mular app?

No. Customers can pay directly from their crypto wallet — no app required.

What crypto wallets are accepted?

All of them. Customers don't need the Mular app to pay you; they can send from any exchange or wallet they already use.

Fees & Settlement
What does Mular charge?

We currently charge a flat ₦100 transaction fee.

Who pays the transaction fee?

The customer. The fee is shown upfront before payment is completed.

How fast do I receive my money?

Instantly. On average, it takes 2 minutes from the moment a customer sends crypto to when it lands in your business account.

Security & Risk
What if a customer claims they paid but didn't?

That can't happen. Your linked POS or bank account validates every transaction. Once crypto is confirmed on-chain, you're paid. There's no room for fake payment claims.

Am I exposed to crypto price volatility?

No. You set a Naira value, the customer pays the crypto equivalent, and you receive that exact Naira value instantly. You never hold or manage crypto.

Is Mular compliant with anti-money laundering rules?

Yes. Flagged transactions are automatically paused before they're processed.

Getting Started & Support
Can I accept payments in-store and online?

Yes. We provide in-store QR table tops linked to your POS, a shareable digital card for remote payments, and website integration for online checkout.

Will my finance team need to learn crypto?

No. Your team just sees Naira inflows — no crypto knowledge, wallets, or daily rates to manage.

What happens if something goes wrong?

You'll get a dedicated WhatsApp group with 3 Mular team members on standby. If a transaction fails, our system auto-retries for 3 minutes, and you can also manually retry it from your dashboard.